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Know When it Makes Sense to Consolidate Student Loans
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Gone are the days when it was generally a good idea for most federal student loan borrowers to consolidate their loans. The student loan world has changed significantly, eliminating two of the biggest benefits of consolidation.
 
Fitch: US Student Loan Servicer Consolidation Will Persist
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Some smaller not for profit student loan servicers will likely exit the sector while others will continue to merge with larger servicers, Fitch Ratings says. We believe this
 
COLUMN-Beware of offers to refinance federal student loans
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People with federal student loan debt now have a few options to lower their rates with private consolidation loans, but consumer advocates warn they could be giving up vital protections in doing so. Royal Bank of Scotland Group Plc's Citizens Financial Group recently expanded its student loan refinancing program to include federal as well as private student loans. The bank joins two much smaller ...
 
Debt Consolidation Loans Aren’t For Everyone
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Buyer beware when going this route. Not all consolidation loans are created equal which is why reading the fine print matters a lot.
 
Why Private Student Loans Could Be a Better Deal Than Federal Loans
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Federal loans are usually the best option for people trying to finance an education, but sometimes, private student loans may be the way to go.
 
A guide to paying off your student loans
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The graduation party is long gone, which means it will soon be time to pay up on those student loans. Here are some tips on where to start.
 
Artec Global Media Launches Student Loan Division
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SAN DIEGO, Oct. 7, 2014 /PRNewswire/ -- Artec Global Media, Inc. (ACTL), an emerging, vertically integrated marketing firm providing affiliate marketing, publishing and strategic consulting solutions, today announced the launch of its student loan consolidation division. Through direct mail, online advertising and call centers, Artec will help consumers navigate the complexities and nuances of ...
 
Stafford Loans: Subsidized Vs. Unsubsidized
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Before you take out federal student aid, learn the difference between these two types of Stafford loan. It could save you a chunk of money.
 
Understand How Late Student Loan Payments Affect Your Credit Score
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Declining student loan default rates is good news, but many student loan borrowers are still struggling. Estimates show 22 percent of borrowers haven't yet defaulted but are between 90 and 270 days past due on their federal student loans, which means their credit is likely affected.
 
Better to reform PTPTN than blacklist defaulters
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Implementing a CCRIS blacklist will do more harm than good.